PhonePe is online transaction app delveloped for UPI transactions.
App concept is very usefull but recently I had a very vad experience. I ordered item on flipcart and there was a option to pay with phonepe. I tried this but my money( 302 R) got debited from bank transaction was failed and no money was paid to flipcart. ( Transaction ID P1710141548087996497052) . ( SCREENSHOT)
customer servise is very slow I tried too much to get my money back. I got it after a week.
It is very bad experience.