Hi I am Jaikanth and I am going to give my experience over phonepe app. I have use this app since from last 3 months. The cashback offer is good but I didnot like the concept not withdrawable cash. Cashback amount cant be withdrawable into the bank. Per refer it offers 75 rs after 1st transcation. It offer earlier 100 rs per refer. But I didnt like the cashback cant be withdraw into bank. It can use for recharges only. It would be good when app offer cashback offers withdraw into bank.
Thank you