I dont like phonepe because it is very slow in transactions and it is not popular so many people do not trust this application. I prefer paytm wallet instead of phonepe. This application has a good concept similar to the other applications like paytm. This phonepe application has an impressive layout and design to use very easily but it is same like paytm no other new design is implemented by this app. Phonepe has introduced some more features and functions in the app compared to paytm. Phonepe has new functions and features. This phonepe app is useful but some people only prefer to use this app but most of them use only paytm and trust paytm. I also prefer paytm instead of phonepe.