Phonepe is a regular payment app likr any othet does its job what it has to do. Currently they dont charge later on if they start charging for all your transactions then please dont be surprised, neither give me those looks as if I am going to eat you up or vice versa. I didnt tell them to charge but every app does at some point in their lifetime how nuch can they give for free. Even reliance is not reliable now-a-days.
I think every app must have some usp and in this app I dont c that. During demonetisation they started and now continuing during re-monetisation. So whats different in that?
Chance pe dance app.