Hello today I am sharing my personal views for phonePe app this is not good for every banks because s it my personal experience before few days I want to transfer my money 5000 from my bank which name is bihar kshtriya gramin bank and than I see the options for choosing the bank but bihar kshtriya gramin bank is not available in there. So I can’t transfer my money from this particular account than I faced too much problems to get my money. So if you have any account in rural areas then you can’t use phonepe app for transaction.thank you