The phone pe app is captured the digital marketting line.i also like this app for his great features.i also use this app.bt here is one prb if u intersted in this and want to join the digital marketting line so atfirst u have need a bank ac and debit card.whose persone have not there ac so he or she will open a pytm ac and phone pee link with this.this is so much satisfied me.and that app give u latest offer suppose cashback for pay electric bill, recherge ur sim etc.via online phon pee transection.and it is easy to use for all.and if u r a student so tjis app is very usefull to earn some money for u.