This is the best App in all Sense.
I am Using this app for money Transfer, Earlier I was using net banking for fund transfer But NEFT charges is Levied on the other hand phonePe Doesn’t charge for transferring funds even they are giving Cashbacks if you choose the option of UPI Transfer.
Phonepe is also giving scratch cards on money transfers, from those scratch cards you can increase your wallet balance and you can use it anywhare
Recharges are very easy in this app, because you dont need to type promo codes, if you are eligible for cash back, phonepe automatically processes your cashback
also if you scan to any merchant you will earn cash back upto Rs. 100
phonePe also Gives Attractive offers on many Apps