I was using paytm for my online transactions but since a long time but tham my friend reffer me phinepe application ans said it’s concept is same but it givea better cashback offers as it is making it market. So I installed it and used it to recharge mobiles and set top boxes also.
And in starting it gaved me cashback for first and second recharge but on my third recharge when I recharged with a promocode it refused to give cashback but when I talked to their executive they gave me cashback after arguing with them.
Then I referred it to my friends with all the terms and conditions ok. But they again do not gave me referral bonus when I speak to their executive they do not replied me.
I my opinion they are making fool of their users only.