Phonepe is a cashless payment app powered by yes bank.No need to go to the bank for transfer of money if you have this app.This app also provide moblie recharge, data card recharge, water bill , electry bill payment facilities.It also provides exciting cashback to new users.you can shop from flipkart, jabong, myntra using this app.
How to use phonepay app
1.Download phonepe app from google paly store or apple store.
2.choose your bank name.
3.A message will send from your registered moblie number.
4.You have to give details of your ATM card ( Not ccv or ATM pin) .
5Then it will connect with your bank account. 6You have to set a 6 digit upi pin.
7.Now your phonepe app is ready to use.
Demerits
1.Cash back rupees are not transferable to any account
2.You can only use this cash back amount in recharge, bill payment and online shopping
3.you can not use this app if you are not linked your mobile number with your bank account