Hi I am Srikanth and I am going to give my personal opinion on phonepe app. I have use this app since from last 6 months. The cash back offer is good but I didnt like the redeem option. Due to cash back amount cant be withdrawal into bank account it only uses for recharging the mobile number. It offers 75rs for per refer when referrer do first transaction. But I would be good cash back amount is withdrawal into bank account.
Thank you