PhonePe is an UPI based app. I did my first UPI transaction through this app.
There are so many transaction facilities like Mobile recharge, DTH, Electricity, Money transfers, Gas bill etc. and recently they started so many cashback offers because of its other competitors in the market. Iam not impressed with this app. Other payment apps much better than this.
Here, Iam going to discuss about my bad experiences with PhonePe app.
At first, I used this app for mobile Recharge and Money transactions only. Then after, I tried to payment of my Electricity bill through this app. My Electricity board is TSNPDCL. But, they are not included this board in the provider list.
After that, I tried to payment of my Insurance policy( LIC of India) through this app. Again, I was disappointed.
Some times it shows, money transaction failed or pending.
There is no chance to transfer of the referral amount to bank account. It is always in PhonePe wallet only.
There by, I had all these inconveniences from PhonePe app.
From that time, I stopped using this app. I chose another best payment app for my all transactions. Now, Iam so happy.
Thank you.