I’m using this app from about 6 months but I am not satisfied by its services.Many times I did not get the cashbacks when I recharge my phone.It also take too much time to transfer money in the account and sometime it also get canceled which create problem.The concept of this app is good but they are not working properly. There are so many app which transfer money in seconds but phonepe is not doing that.I’m not satisfied by its services so I will not recommend other to use it.Thank you.