Hi friends, here is your friend mahesh and today I will share my experience with phone pe app.This application actually provides a way to transact money and also it provides an interface to payments. Now the user can transact either by knowing the bank account or either the reciever should be a phone or member. The astonishing fact is it directly transfer the cash into the bank account without any extra charges. Even many a times I have done transactions and till now it haven’t created any faults. Just the user is required to add bank account.Now the payments related to mobile recharge, dths, Google payments like the purchase of application, electricity bill. The following was the features and actually in all was the concept of application.Now the best advantage of this application it provides cashback offer payments and also over the first transactions. Like on mobile recharge payments it provides a cashback of 50% upto 75 rupees on 1st and 6 th transaction it provides a cashback of 15% .The second best feature of this application is provided referral amount to both the one who is referred and who refers. The one refer anyone will get 75 rupees and the one who is referred will get 50 rupees just the only dependency is the referred person should add bank account and is required to transact.Thanks and enjoy smooth transaction. Thanks for reading my review. Please rate my review useful or very useful.