Phone pay is really super application .when I install this application , I received 100rs bonous.i refererd to my 2 friends.i received totally 300rs.I just recharge 200 rs to my vodafone number I got cashback from.that 1 recharge offer.also 2nd offer I got53 rs cashback on airtel number at 50 rs recharge.still my balance is 107 now.its really superb application .and very easy.this application diect link to our bank account through number.an easy transfer of money.with lots of offer.on electricity, movie also cashback available.too much funn. Application design and feature is simple to use .with lots of suprised offer.In simple .awesome.thanks