Phone pe app is an awesome app , that not only gives you freedom to transfer money but also has exciting offers on a wide range of categories ranging from mobile bill pay, recharge, bus tickets , movie tickets , flight tickets , payment in apollo pharmacy as well as in outlets like MC DONALD and KFC, that give you a lot of cashback when u pay using phone pe account.Its an exciting app that gives you amount of around 150 when you link your bank account and when you do 1st money transfer you get a cashback of 50% capped to a max of 75.These days myntra, jabong, ebay, and Flipkart are also accepting payment using phone pe and you get a cashback also max of 150.With phone pe u can do a lot and you can save money and the best thing is that you can transfer money anytime anywhere without any surplus fee but the person who you are sending should also have phone pe app.You just have to register on phone pe with the mobile number that is linked to the bank account to avail benefits.you can download directly from google play by typing phone pe. follow the steps to register bank and enjoy.Its an easy to understand application and interface is also user-friendly.Overall awesome and pocket-friendly app.must have kind of.