This is an insurance advertisement and has been put on a public medium presumably without authority. I think MS should note what the members are putting on the site. Insurance advt cannot be put without approval of IRDA made on the specific application of the Inusrance Co.
Applicable law is IRDA (Discloure & Advt) Regulations and related rules and this can possibly create problem for MS also.
Coming to Metlife specifically, my experience with them have been very dismal. TAT to let the customer know about issues is absurdly high. Would never recomend Metlife to a person whom I should be seeing for the rest of my life. The branches have no idea what their HO does and underwiters give the most absurd reasons for rejecting applications. There is no concern for the time of the customer. Product pricing is low compared to othre insurers, but quality is also low.