Before my decision for my additional term insurance. I reviewed various online insurance policy from different companies operating in India.
I found that adviser of PNB MetLife Insurance are very good in understanding my requirements and providing appropriate customized offer.
Although, claim settlement ratio is comparatively low at this moment but it is true for all those companies who brought online policies in the market 10 yrs ago. Now, those companies are showing their high claim settlement ratio due to bigger customer base built over period of time. I believe that PNB MetLife Insurance will also be like that in due course of time hence decided to go with this insurance company.
My experience with PNB MetLife Insurance is really good. After my online application and payment, Medical Check up immediately arranged as per my convenience and got policy within 10 days time.
In the entire process, I got assistance of adviser whenever I needed that.
Overall great experience.