Hii guys.Now its all about credit card so most important thing are customer service, rates and charges, amount of balance at time and lot of things. And pnb platinum card is full fill all these requirements.Pnb platinum card is of the best. despite othes there is no extra charges on transaction, easily usable, you can use 100000 rs anywhere.My opinion after using card last 7months is that you can use this card anywhere. My card number 5794.Things I hate. Well there is nothing to be hated. honestly but little bit issue with customer serviceThings I love most in it.1.low rates and charges on online shopping 2. First 3to4 transaction are free of other chargesAt last overall looking for credit card which is best so grab it my frank opinion.thanks Thin