PNB Housing Finance is nothing but a disgraceful company engaged in daylight robbery! Their customer service is an absolute joke, with a workforce that displays a despicable, cheap mentality and treats customers like garbage. Can you believe that when I asked for a pen to sign, they had the audacity to mock me for not bringing one? It doesn’t stop there. They refuse to accept papers sent through someone else, forcing you to be physically present for even the most trivial matters. And don’t get me started on their sudden interest rate hikes without bothering to inform customers. When it comes to closing your account, they unleash a whirlwind of torment that feels like being beaten with sandals! To sum it up, PNB Housing Finance is a complete nightmare, leaving customers to face endless frustrations and disappointments.