Pathetic loan service, Despite floating rate, the ROI keeps increasing all the time, currently at 9.45% whereas competitors are providing at 8%. to lower the ROI need to raise the request along with the conversion charges, again after few months the ROI increases, For part payments, you have to follow lengthy procedure, with physical cheque which needs to be deposited to their physical branches, at defined time slots, etc..really unacceptable in this digital era.
Will never ever take loan from PNB..nor recommend anyone.
Useless app Account summary doesn’t show outstanding principal amount, a basic fundamental data which should be shown, all other loan apps show these details.