I just got to know about this application by icici bank. I am using this since three months. This app takes too much of time to open a account. It asks for KYC for minor or a person who just attained maturity.
Before you start using this app, there is many limitation to use. First it will ask your mobile number for verification process and based on that gives you an identity.
then, to activate account, you have to send a paid sms. After that you can login and set your personal information. After activation of account, the card is not going to work until and unless you load money at least Rs 200. You always have to maintain a minimum of Rs 250 balance to operate this card.
Icici pocket is really poor app, not user friendly, and takes too much of time to load and there are numerous formalities in every step.
I will never recommend this app to any one.!