I have a car insurance which I purchased in Jan this year. I decided to opt for a term life insurance. I chose Tata AIA. The premium was debited, medical test was done as I am overweight. They then said the premium will be more based on medical reports. I asked them to cancel the policy. It’s been day and every single day I get calls and emails about the counter offer. one rep asked me to share my salary slips. I refused coz it’s not a loan. They have been giving me a run around. I will never ever purchase anything from these frauds.