I am having an saving account from one year in PUNJAB AND SIND BANK but had never seen improvement in the Bank services. The talking behavior of the bank employes is till today: THE RUBBISH AND HARSH LANGUAGE, NO ATTRACTION TOWARDS CUSTOMERS, DOESN’T CONVEY CORRECT INFORMATION.The worst bank I have ever seen, they doesn’t have money at proper time, the time of need.Moreover their interest rates on loans are more as compared to other banks.There is no customer hearing and once had blocked my ATM card without my any notice.Really don’t join -NO CUSTOMER INTERACTION