PM bank is a government bank so it basically belongs to the public sector.Banking here was a real pain and I have been banking here for about 04 years now.They hardly provide fluent service to the customers and if you have some rights for everything here then you need some physicall force. For instance if you have got your debit card expired then you need atleast 6 to 7 rounds of the bank.Recently I got my renewed debit card from the bank which obviously I had to collect from the bank and the pin was deiveres to my location.To my dissapointment the pin did not function with my card and when I complaint to the bank they told me that I put the wrong pin always. I made two more rounds to get a new card and pin. So if you like to enjoy some troubles in your life then its a place for you the bank.
Do not ever think that you get a high protection to your money . Every bank provide same protection to your hard earning.