Punjab national bank is the most trusted bank india for the indians.but except some incidents which was happened before some months. It provides phone banking service which is very good for the punjab national bank customers.it provides easy way to communicate with banks. It’s atm availability is not very well because it is not available everywhere. And they usually closed for further reasons. PNB provides very well internet banking thats reason transactions become easy for the customers. Usually PNB full of crowd. It’s customers service is not very fine like other than competative banks.