Punjab national bank( PNB) is the second most used bank by the indian the branch of this bank is reached at the villages also. The back employe of my Naguran Branch is so helpful and give respect. I don’t accept that much respect from a Goverment bank. The sms alert of PNB is fantastic and the internet bancking also. But the ATM of this bank is not many more as The State Bank had in my village Oriantal bank has a ATM but PNB not. The safty of this bank is much batter at respond time of this bank is also good for me. It is a good bank.