I hv punjab national bank saving account . this is a best bank of india becase its trasection is so fast and its branch is all off india like village and city and its atm is find easily. its net banking fecility is simple and pnb have its android app.when I join pnb then I think its service so hard bt I fainely I know its service is so simple . I have mestro card for pnb and I also take a car loan in pnb and its service so good . so gys join pnb for your future .