Hi friends , today I am telling about bunjab bank .in 2017 I applied punjab national bank for creating my account .they accept my application and give me passbook after some days.after creating my account I applied for master card .fews days later they gave me rupay card .when I asked why are the give me rupay card .then they told me there is no master card in current time I denied to accept that card telling that when they have master card then inform me but they do not give any responce after few days later I went there again and asked for card then they again gave me rupay card .after this I have a rupay card no master card. So this is worst bank I think.