Punjab national bank is a public sector bank it is a premier bank in public sector list.
But being a leading psu bank it has been maintaining old technology for serving the customer for such a long tome like account opening, loan procedure.
Bank always facing problems like staff shortage and link failure is it relavant in tech ridden world isn, t.I have an account in this bank since 2013 and I can say that I am not satisfied with the bank.so option is availabe in banking sector just try it.