Great of using PNB Credit Card. I always get the statement on time via internet and post. I always get the SMS reminder of Payment and Call from the centre before the last day. PNB never imposed any other charges and booklet I got mention everything clearly and in straight manner. But they gave me very low limit i.e. 10, 000 only while my income proof is of Rs.1, 50, 000/- .
Anyhow, I hope it will get increase with time. But atleast I am not paying any maintenance charges , annual fees etc.
Its been a great experience with Punjab National Bank.