I am the permanent customer of Punjab National Bank and I was fully satisfied with the services provided by the Punjab national bank .the interest rate of Punjab National Bank on loan is less as comparison to other banks.the phone banking of the Punjab National Bank is good in various aspects like they charges less on phone banking and Internet banking of the Punjab National Bank is also good as you transfer your balance and check your balance very easily and quickly and the charges of Internet banking is also less.the ATM of the Punjab National Bank is available in every region of the country the customer support service of the Punjab National Bank is very good as they treat you in a well manner and they should respond you on your problem very quickly.I should prefer you to use Punjab National Bank.