I am using this card from one and half years.I have request to all kindly don’t use this card.They are the real fraud bankers .If we have any inconvenience to make the payment and if it is one day late they make huge amount as an interest.So be careful of RBL credit card.Also the service is very bad after the payment many calls they make and by different people and disturb like anything.Totally am fed up with them and their service