I have a corporate group policy which my employer availed me obviously the premium is from my Salary. Recently I made a claim, they took almost 1 month after filling the claim and after continue follow up after 1 month 1 investing officer came to me and said I m investigating you claim as this looks a fraud case I was shocked. Anyways I gave him enough proof even shown him the photo which I clicked when I was admitted. He took all the proofs from me and also show me the letter which he took from the doctor that yes this guy was admitted. Even then my claim got rejected with a weird comment that "you have mentioned that you were admitted in general ward but hospital have only special ward" . WTF, how does it matter? Room rent was 1500 whether you call it general or special. frustrating experience. Well finally it took them 1.5 month to realize this! Wow