I had 5 years policy at the time of purchasing my bike by paying 5500 INR approx. I met with an accident on 10th Aug 21 and try to intimate against the policy and they told this policy is only applicable for third not your own bike damage. After warm discussion with the customer care, they suggested me to renew the policy and intimate the claim. I intimated the claim, after 14 days the surveyor rejected the claim, by saying with the renewal policy you can not claim since the policy was renewed after the accident. When I tried to reach the customer care they are telling it is miscommunication by the operator who suggested that time. At least I could have spent all of these money for repair instead of wasting money on insurance policy. Why the third party insurance needed if everybody opting for own vehicle insurance? Simply looting people money!!!!!