In continuation to my earlier review, I am giving below my ’’Analysis’’ done in Excel. Open up and don’t fall in to RIM trap.
COST COMPARISION SHEET
Scheme DAPO 501 3350
Money already spent
Initial Deposit 3000.00 501.00 3350.00
March (Add if already paid)
April (Add if already paid)
PDC 1 1800.00 1800.00 1800.00
PDC 2 1800.00 1800.00 1800.00
Total 6600.00 4101.00 6950.00
Money to be spent per month
Rent 240.00 149.00 149.00
Call 160.00 100.00 100.00
Fin 100.00 100.00 100.00
Club 100.00 100.00 0.00
Total 600.00 449.00 349.00
Additonal charges to be paid for the same Rs. 100 talk value as in other plans 78.95 0.00 0.00
Money Lost due 0.00 500.00 0.00
to migration 1240.00 1240.00
Money saved / lost -58.00 58.00 41.33
per month
Total saved / lost -1740.00 1740.00 1240.00
Cost per month 620.95 507.00 390.33
Money to be spent 18628.42 15210.00 11710.00
for next 30 months
Total cost for 25228.42 19311.00 18660.00
3 years
IF CANCELLED
3000.00 3000.00 3000.00
Now 1200.00 0.00 1200.00
After 6 months 960.00 -600.00 960.00
After 1 year 1800.00 -1200.00 1800.00
After One&Half year 480.00 -1500.00 480.00
After 2 Years 240.00 -2400.00 240.00
TOTAL LOSS IF CANCELLED
Now 4200.00 4740.00 5440.00
After 6 months 3960.00 4140.00 5200.00
After 1 year 4800.00 3540.00 6040.00
After One&Half year 3480.00 3240.00 4720.00
After 2 Years 3240.00 2340.00 4480.00
Loss / Gain if cancelled after migration
Now -540.00 -1240.00
After 6 months 60.00 -1000.00
After 1 year 660.00 -1840.00
After One & Half year 960.00 -520.00
After 2 Years 1860.00 -280.00
HAPPY READING!!!!!!!!