I took reliance term policy of 50L for around 4500/-.
But after the medicals, they said that premium is increased to 3000/- because nicotine test is positive, which is used to detect smoking. But I have no habit of smoking at all. I asked them to conduct that test again and I shall pay fee for that. but from their side there was no response. In fact worst response.
Anyone who wants to take online term policy, don’t go with reliance.