After all analysis I took religare health isurance.
- Taking policy via online was smooth.
But then comes the reality, My father had an unfortunate accident and had a mis alignment in the spinal chords. and I claimed for the same.
Religare rejected my claim stating the 2 year waiting period, stating that treatments related to Spinal chords are not covered within 2 years. But they intentionally omitted the phrase(UNLESS ACCIDENT).
I have mailed, ombudsman with all details requesting to not entertain such frauds and take necessary action.
Hoping for the justice soon.
For ombudsman details: https://irdai.gov.in/ADMINCMS/cms/NormalData_Layout.aspx?page=PageNo234&mid=7.2
Thanks,
Rajesh