I bought their plan and paid a whopping premium for 2 years. After 2 years, I was shocked to see the premium almost doubled! I immediately sent them a mail asking for an explanation. No response. But I kept getting reminders about renewal over mail and phone. When I asked them about the premium getting doubled, all they could say was the age band had changed. Wow! I didnt know premiums double as soon as you grow 1 year older. At this rate within another five years I cannot afford this plan. Maybe that is the plan, collect your premiums when you are young and unlikely to claim and increase it steeply as you grow older so you cannot afford it anymore.
What a scam. Better not to buy from this fraud company.