Hi all, wanted to share my experience and hope that it would help people who are confused whether to buy a health policy or not.
I had purchased 10 Lakh health policy from Religare Health Insurance this march when a friend recommended about it. Buying seemed unnecessary since there had never been any medical issues faced by my family.
But when suddenly my mother was hospitalized due to chest pain and the doctor suggested a heart bye-pass surgery which cost 4.5 lakhs – it was a big relief when I learnt that this would be covered by my policy.
My mother got a cashless treatment and it was a very comfortable experience. I was very happy and it is during discharge I realized true value of the premium paid.
Would recommend everyone to take a health policy Religare.