I would like to tell everyone on my personal experience that Religare Health Insurance Co. Ltd. is one of the best health insurance co. in India at this time. I took a family floater plan from religare as suggest by one of my friend. I not only got complete heath coverage for my family in all major hospitals in India but also fee health check-up for my all family members every year. Premium is very reasonable in compression to other private sector health insurance companies and it has no TPA. Direct claim settlement from the company and cashless treatment.