Rupay card are launches recently in few years before it Iam using other cards like Visa and Mastero cards they are the best currently Iam using Rupay card of State bank of India it is usefull in markets and petrolpumps and in any shop which have swip machine basically it is only good if u are using it in card sweep machine but it will not work in the online payment and online money transfer aplication I have used it in paytm app it does not work in it for payment and other works that is the main drawback of this card and I dont like it at all