We all know what is debit card ans what is credit card and I think we all use it also. It is our daily need we never go leaving it at home generally we use master card or visa etc these all are mnc not indian company but now it was the great work of Indian govt om organising the rupay debit card this rupay is indian company we should use it for our country as if u use master card the card charges well belong to mnc not in our country but when u use rupay the charges amt wil remain in india so use rupay cards