I am an account holder with Saraswat co-operative bank since last 2 years. I have found their sevice much much better then the other co-operative and nationalised banks.
Recently they started with the DP services and very son they are going to introduce the Internet Banking also.
Even though it is a co-operative bank it can give good competition to the pvt sector banks, Foreign banks and the Nationalised bank the reason behind is their service and their advancement in the technology.
Mangesh