Sbi has many applications by it’s own. I have been using this application since 2015 but the latest aplication update was awful. Adding beneficiary not yet introduced though many a time updated this app.By the way the interface of this application seems bad options are in box type looks very bad. It has introduced voice assistance option but works only for balance enquiry , mini statement , mobile top-up, insertion of my fitness option not working properly .Sbi must increase its features and update with beneficiary adding facility.