Im a govt. Employee and my pay account in SBI last 7 years. And Im use SBI anywhere personal last 5 years regularly. Now, I will share to my personal experience with this app. SBI anywhere app is very good app for check your account details, deposit account, loan account, FD, Rd, and many more mini statements also. You can transfer online money from this app to your beneficiary account very easy, fast and secured. You can aslo use this app for merchant payments mobile dish recharge and online bill pay also. But for this your internet connection is good. App update in several times and add new feature on this. Easy pin option is very good on this app to handle it easy and fast. I think my review is helpful for you. Thanks.