This app is a great effort to minimize the hassle of human labour and paperwork and this does it just fine.
First of all the interface, I think it is a bit laggy sometimes and can be optimised more, but the experience is just acceptable. The features it offers are decent but I wished there were some more account management features for which I have to go to bank everytime. The quick transfer feature is very good when it works but sometimes it shows an error but I think its not an app issue. I can see all of my account status including my loan and deposit accounts too. I wished the mPassbook showed a little more transactions though.
I havent used all of the features of this app but I think it is very good for digital access and account monitoring.