On purchasing a insurance plan - this how SBI agents will con you. All the financial information will not be filled in the form, it will just be illustrated piece of paper and the when the policy document comes you will be in for a shock . Waiver time of 15 days will be handled very smartly and then they will just stop taking your calls.
Please do not sign uncompleted forms and the illustration figure should be filled on the form right in front of you.