I am telling you about the SBI pay app. I would tell you about it that this is the UPI application launched by SBI bank. I was very happy to see this app in the play store and installed it. the installation of this app in my phone, so I installing it. but I am not happy from this app because after install this app when I open this but it is not open. it showing only loading while I open this. its main issue of this app. if this app open then this take much opening time. this app has old concept and service is very poor. one day I send money to my brother and it gave successful transaction notification but money not send to my brother account, I contacted to the customer care but I have have not contacted to the customer. it has no any good and new feature. this app has same feature like of all UPI apps. according my experience this app is not useful now because it is not open it size nit large but not good. it layout is not much good.