This one is the worst app sbi is one the poor bank ever you can firstly add money on your account and then send your money.some time error sending money to another account.
I also sent many time money another account but showing error.
Many time I fill some goverment forms but his app showing failier and showing try next 24hour.
So I can you are not instal this worst app using paytm.
Paytm is exlent this worst app.
I give this app 2 stars.