Hai friends, state bank of India i. e SBI which was my first bank account opened. I don’t know about the different types of accounts available. It was the banks responsibility to express. But they didn’t say anything and the application form was also not filled by me I just signed, wrote my name and gave. I didn’t know at that time. They send all cards and password by post. It took nearly 20 days to reach me. They give me rupay card. Which has a limit in cash withdrawal and cash deposit. And it does not have access to net banking and cheque book facility. When I need them I applied for cheque book and said yours was a rupay card and eligible for cheque book. They showed me stars in daylight.